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“Affordable” health insurance vs. There is no monkey …

"Affordable" health insurance vs. There is no affordable health insurance, because purely morally nobody should have to pay administrative costs to deny coverage and generate a profit for such a universal basic human need. Insurance 101 teaches us that it is a good and prudent idea to make small, regular payments to build a buffer for large-scale emergency costs, even if those huge costs never materialize. On a personal level, this is called self-insurance

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